Your Policy

How to Cancel Your Coverage
To cancel your coverage, please complete our Cancellation Form . Once you’ve submitted the form, a copy will automatically be sent to our team for ve...
How to Reduce Your Coverage
To reduce your coverage, please complete our reduction form. Once you’ve submitted the form, a copy will automatically be sent to our team for verif...
How to change your smoking status
If you haven’t smoked cigarettes, cigarillos, cigars, a pipe, or used any tobacco products or substitutes, such as nicotine gum, patches, or e-cigaret...
Terms and Conditions
This booklet is provided as a summary for information purposes only. It highlights key terms and conditions of your benefits with CPA Insurance Plans ...
What is the term length of my policy?
Your premiums are based on your age at the time of annual renewal (April 1). When you move into a new age bracket, your premium will adjust accordingl...
Who is listed as my beneficiary? How can I update this?
Do you need to update your policy's beneficiary information? Look no further! 1. First, you will need to log into your account on the Client Portal. ...
Can I convert my existing coverage?
If you’re under the age of 65, you may be eligible for conversion options for the following benefits: Term Life Critical Illness  To apply for conver...
When does my coverage take effect and when are premiums due?
All applications are reviewed by our Insurer, and in some cases, additional medical information may be required. Once your application is approved, yo...
Can I increase my current coverage?
If you’d like to increase your coverage or add additional benefits, you’ll need to complete a new application form and receive medical underwriting ap...